Here is the information about the unpermitted ADU and garage conversion laws for 2020. Also FHA can no longer deny loan with a property that has an ADU. This is big. Folks with illegal garage conversions and ADU, done without permits, can be forgiven and allowed to get a permit. Tell your clients and your friends. Clients with income qualification issues can look for properties with ADUs as they can now use the income to help qualify. For more details click on this link: